Utah Food Liability Insurance
The best general liability insurance for Utah food professionals!
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Utah Food Businesses We Cover
Utah Food Business Insurance
From fry sauce to funeral potatoes, Utah is home to some of the tastiest local delicacies in the country. As the home to the Food Liability Insurance Program (FLIP) headquarters, we have a special place in our hearts for The Beehive State.
If you’re a food professional dishing out phenomenal fare in Utah, business insurance is a must. FLIP offers coverage for food trucks, trailers, carts, and many more!
Our general liability insurance covers the most common claims, including third-party bodily injury and property damage. If a customer trips over an extension cord or you accidentally spill grease that stains the sidewalk, your insurance can cover your financial responsibility.
In addition to our base policy, you can also select add-ons for even more coverage. Options include:
- Inland Marine (Tools and Equipment): pays to repair or replace broken or stolen business gear
- Cyber Liability: covers costs resulting from cybercrime, like ransomware and data breaches
- Trailer Endorsement: extends your coverage to your trailer when it’s parked and detached
- Product Liability: covers claims related to products you manufacture, sell, or distribute
- Professional Liability: provides coverage for claims arising from your role as a facilitator, instructor, or teacher of classes or workshops
FLIP’s customizable coverage allows you to get exactly the protection you need for your unique business.
Utah Food Insurance Coverages
- General Liability
- Products and Completed Operations Coverage
- Personal and Advertising Injury Coverage
- Damage to Premises Rented Coverage
- Business Personal Property Coverage
Utah Cottage Food Law
Cottage food laws in Utah allow residents to prepare and sell shelf-stable foods from their homes. State guidelines require you to complete an application and clearly label all products.
If you operate a home-based food business, you need liability insurance in Utah. FLIP offers a safety net to protect your financial well-being. If a customer falls in your driveway or gets food poisoning from your products, your coverage can save you from paying out of pocket.
Dram Shop Law in Utah
For businesses that sell alcohol, Utah dram shop law says you can be held liable if an intoxicated customer injures somebody or causes property damage.
If you accidentally overserve a customer or serve alcohol to a minor, you could face legal fees, medical bills, and repair costs, but liquor liability insurance can help cover your expenses.
Utah Food Truck Laws
Before you participate in your local food festivals, make sure to protect your food truck with Utah business insurance. From grease fires to slip-and-falls, accidents can happen, but we have your back with comprehensive coverage.
Licensed Nationwide*
Whether you want to take your Utah business to California or you just want to head over to the Idaho State Fair, FLIP has you covered! Your insurance follows you anywhere in the US. Just make sure you adhere to the local laws and requirements.
*FLIP is not currently available in Missouri.
