Tennessee Food Liability Insurance
Protect your food business in Tennessee today with high-quality insurance coverage from Food Liability Insurance Program (FLIP).
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Tennessee Food Businesses We Cover
Tennessee Food Business Insurance
Tennessee is famous for Graceland, the Grand Ole Opry, the Great Smoky Mountains National Park, and the National Civil Rights Museum. Among these iconic landmarks and tourist destinations, Tennessee is also known for delicious foods like fried catfish, fudge pie, stack cake, and Nashville hot chicken.
If you operate a food business in Tennessee, FLIP can help you protect it with Tennessee liability insurance. We provide comprehensive coverage for a wide range of food businesses, from food manufacturers to farmers market vendors.
With our easy online application, you can purchase affordable coverage without ever leaving your home or needing to speak with an agent, all through our A+ rated insurance carrier. Enjoy 24/7 access to your policy documents through your user portal and customize your policy with optional coverages such as cyber liability insurance.
Learn more about how FLIP can protect your Tennessee food business today!
Tennessee Business Insurance Coverage Details
- General Liability
- Products and Completed Operations Coverage
- Personal and Advertising Injury Coverage
- Damage to Premises Rented Coverage
- Business Personal Property Coverage
Cottage Food Laws in Tennessee
As of July 1, 2022, Tennessee laws for selling food from home allow home businesses to sell products to consumers within the state as long as the products don’t require temperature control (e.g., heating or cooling) for food safety purposes. This means home-based food businesses have more opportunities than ever before to sell their products at grocery stores, farmer’s markets, concession stands, and various events.
If you operate a Tennessee home-based food business, it’s important to familiarize yourself with the cottage food laws in your state. With FLIP, you can purchase cottage food law insurance to properly protect your business from the unique liability claims you may face.
Tennessee Liquor Liability Insurance
Did you know that it’s illegal for a business to provide free alcoholic beverages in Tennessee or to sell them below cost? This is just one of many regulations put in place by the Tennessee Alcoholic Beverage Commission (TABC).
Liquor liability insurance is necessary for all businesses that sell, serve, or furnish alcohol in Tennessee to be shielded against expensive alcohol-related claims. FLIP is proud to offer liquor liability coverage as an option for your business to safeguard against risks that come with including alcohol in your business activities.
Licensed Nationwide*
Moving your food business from Tennessee to another state? No problem. Just follow the licensing and certification requirements of the state in which you reside and your FLIP policy will do the rest.
*FLIP is not currently available in Missouri.
