New Mexico Food Liability Insurance
Enjoy cost-effective, comprehensive business insurance in New Mexico from Food Liability Insurance Program (FLIP)!
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New Mexico Food Businesses We Cover
New Mexico Food Business Insurance
New Mexico boasts a rich food culture that fuses flavors from Mexican, Pueblo Native American, and European cuisines. People all across the country enjoy Hatch green chiles, grown in their namesake town of Hatch, NM, earning it the title of Green Chile Capital of the World.
If you’re serving up delicious eats — New Mexican or otherwise — in The Land of Enchantment, you can protect your food or beverage business with budget-friendly, high-quality food business insurance from FLIP.
Get A+ rated general liability coverage for an affordable price and shield your business from the cost of third-party bodily injury and property damage claims.
Customize and expand your coverage as needed with optional add-ons, including:
- Food Trailer Endorsement: extends your general liability insurance to your food trailer when it’s parked and detached from your towing vehicle
- Cyber Liability: can cover cybercrime-related claims, such as phishing, ransomware, and data breaches
- Tools and Equipment (Inland Marine): can provide coverage for stolen or damaged business equipment
- Product Liability: responds to claims related to the food or beverage products you make, sell, or distribute
- Professional Liability: can cover claims stemming from the professional services you provide, such as cooking workshops or classes
New Mexico Cottage Food Law
The New Mexico Homemade Food Act allows residents to sell certain homemade foods without a permit. If you run a home-based food business in New Mexico, cottage food law insurance can shield you from common claims such as a customer getting sick from one of your products or tripping over your stairs when picking up an order.
New Mexico Food Truck Insurance
Want to hit the food festival circuit in Albuquerque? While you may not be legally required to carry liability insurance for your food truck, many festival organizers won’t accept your vendor application unless you can provide proof of insurance.
Whether a customer slips and falls while ordering from your truck or you accidentally start a grease fire, food truck insurance can cover claims and prevent you from paying out of pocket — plus, you get a same-day Certificate of Insurance (COI)!
New Mexico Dram Shop Law
Dram shop laws in New Mexico hold businesses that serve alcohol responsible for any injuries or damages caused by their intoxicated patrons. These incidents can cost you thousands of dollars, but liquor liability insurance can cover alcohol-related claims and protect you from the financial impact of medical bills, legal fees, and property repairs.
Coast-to-Coast Coverage*
Your FLIP policy covers you across all 50 states, so if you want to participate in that food festival in the next state over you’ll still be covered! If you move your business to another state, just make sure to follow the licensing and certification requirements of the state you live in now.
*FLIP is not currently for sale in Missouri
