Food Vendor Push Cart Insurance
Take your business to any hungry crowd with premium food push cart insurance that goes wherever you do.
Benefits of Insurance for Push Cart Vendors
Shield your push cart business from common claims with affordable, high-quality insurance.
Customizable Coverage
Not every business is the same, so we make it easy for you to personalize your policy with higher limits, additional coverages, and endorsements.
Unlimited Additional Insureds
Include additional insureds on your policy for free at any time from your user dashboard. This makes it easy to add event organizers or venues when required.
Instant Quote Process
Our painless online checkout takes 10 minutes or less. Enjoy immediate 24/7 access to your policy documents via our online user dashboard.
What Is Push Cart Insurance?
Food push cart insurance is a series of coverages designed to protect push cart businesses from the cost of liability claims. When you purchase a push cart policy from Food Liability Insurance Program (FLIP), you receive up to $2,000,000 in coverage for general and product liability.
While our base policy offers comprehensive coverage, you can customize your policy to suit the exact needs of your business. FLIP offers increased limits and optional coverage add-ons, like tools and equipment, cyber liability, and professional liability insurance.
How Much Does Insurance Cost for a Food Push Cart?
You can get a push cart insurance policy for as low as $25.92 per month or $299 per year. Your total cost will depend on a few factors, including:
- The limits you select
- The length of your coverage
- Your gross annual revenue
- Additional policy options you select
While selecting higher limits or adding optional coverages to your policy will increase the price, you can rest easier knowing your business has customized protection from claims unique to your business activities.
Do Push Carts Need Liability Insurance?
Yes! Food push carts are vulnerable to a number of risks, including third-party bodily injury, property damage, and stolen or damaged equipment.
As a food vendor, you need insurance that meets the special requirements of your push cart business. With FLIP’s easy online checkout process, you can get a personalized policy for your business in 10 minutes or less that can mitigate (or even eliminate) the cost of claims.
Let's Talk About Numbers for Pushcart Vendors
Hear From Our Customers About Pushcart Insurance
Here's what other people have to say about their experience from over 312+ available reviews.
Coverage Details Limits
General Liability Aggregate Limit
$2,000,000
Products – Completed Operations Aggregate Limit
$2,000,000
Personal and Advertising Injury Limit
$1,000,000
General Each Occurrence Limit
$1,000,000
Damage to Premises Rented to You Limit (Any One Premises)
$300,000
Liability Deductible
NO DEDUCTIBLE
Business Personal Property / Inland Marine Limit (Any One Article / Aggregate)
$5,000/$10,000
Business Personal Property / Inland Marine Limit (Per Occurrence) – Deductible
$250
Medical Expense Limit
$5,000
FAQs About Push Cart Insurance
What Are the Risks of Running a Food Push Cart?
Regardless of the kind of food you sell, running a push cart business leaves you open to a variety of risks:
- One of your customers contracts a foodborne illness from one of the snow cones you served them and ends up in the hospital.
- While working an event, your push cart tips over, sustains major damage, and needs to be replaced.
- A customer trips over your equipment while you’re vending and seriously injures themselves.
- As you set up your cart at a venue, you accidentally damage the venue’s property and they hold you responsible for repairs.
Food push cart insurance can protect you from financially devastating claims that stem from risks like these, helping you cover the cost so you’re not left to deal with them alone.
Why FLIP for Push Cart Insurance?
When you purchase a FLIP policy, you’ll enjoy affordable, reliable coverage designed specifically for your business. Here are just a few things you’ll enjoy when you’re insured through FLIP:
- Instant quote process
- 24/7 access to policy documents
- Convenient online purchasing
- Licensed nationwide*
- General liability coverage
- Products and completed operations coverage
- Personal and advertising injury coverage
- Damage to premises rented coverage
- Business personal property coverage
*FLIP is not currently available in Missouri.
What Does Push Cart Insurance Cover?
- Third-party bodily injury
- Foodborne illness
- Unlabeled allergens
- Property damage
- Tools and equipment damage/theft
- Advertising injury
- And more
