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Questions? 844.520.6992

1 1 Policy options
2 2 Additional insureds
3 3 Payment information
Sorry, we don't have availability to purchase it online, but we are working on it! In the meantime, please submit quote for underwriting and we’ll reach out with any remaining questions!

Policy effective dates

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This policy will go into force on the start date and stay in force for {[{ policyLength }]} days.

Payments for this policy will stay in effect until cancelled.

Policy options

Please select from the options below. Some may affect the final price.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

General Liability

Included in Policy.  General Each Occurrence Limit $1,000,000 / General Aggregate Limit $2,000,000 

Liquor Liability

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

Your application will be submitted for underwriting.
+ $50.00+ $4.17
+ $100.00+ $8.33
Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

Account setup

Policy holder information

Physical Address

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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
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WE CANNOT ACCEPT A PO BOX AS A PHYSICAL ADDRESS. KINDLY ENTER A PHYSICAL ADDRESS FOR YOUR BUSINESS.
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Please click here to be directed to an application that is specifically for those whose business is in .

Quote only for this state.

Due to the current natural disaster in your area, we are unable to provide all Inland Marine options associated with this program at this time. All Inland Marine options will be available soon.

Note: If you are trying to add a policy from your customer dashboard and your current policy is expired, please change your State selection above, and then change it back to your correct state. This will allow you to continue to step two. We apologize for any inconvenience this has caused. (i.e., North Carolina > Texas > North Carolina)

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Invalid physical ZIP code

Mailing address

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WE CANNOT ACCEPT A PO BOX AS A PHYSICAL ADDRESS. KINDLY ENTER A PHYSICAL ADDRESS FOR YOUR BUSINESS.
This field is required
This field is required
This field is required
Please click here to be directed to an application that is specifically for those whose business is in .

Quote only for this state.

Due to the current natural disaster in your area, we are unable to provide all Inland Marine options associated with this program at this time. All Inland Marine options will be available soon.

Note: If you are trying to add a policy from your customer dashboard and your current policy is expired, please change your State selection above, and then change it back to your correct state. This will allow you to continue to step two. We apologize for any inconvenience this has caused. (i.e., North Carolina > Texas > North Carolina)

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Invalid ZIP code

Business information

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Business name - Only letters (A-Z), numbers (0-9), & (ampersand), and - (hyphen) are allowed.
Please provide your full name under mailing address.
A business you own and operate, not a business that employs you.
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Invalid phone
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Liquor Liability Questions

Select an option
Select an option
If your state requires a valid liquor license, you must have a valid liquor license to proceed with this application
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*Do not add dashes
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Select an option
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Select an option
Based on your answer, you no longer qualify for our Liquor Liability Program. If you would like to purchase only our annual general liability policy, click here.
Select an option
Select an option
Based on your answer, you no longer qualify for our Liquor Liability Program. If you would like to purchase only our annual general liability policy, click here.
Select an option
Based on your answer, you no longer qualify for our Liquor Liability Program. If you would like to purchase only our annual general liability policy, click here.
Select an option
Based on your answer, you no longer qualify for our Liquor Liability Program. If you would like to purchase only our annual general liability policy, click here.
Select an option
Based on your answer, you no longer qualify for our Liquor Liability Program. If you would like to purchase only our annual general liability policy, click here.
This field is required
Select an option
Based on your answer, you no longer qualify for our Liquor Liability Program. If you would like to purchase only our annual general liability policy, click here.
Select an option
Based on your answer, you no longer qualify for our Liquor Liability Program. If you would like to purchase only our annual general liability policy, click here.
Select an option
Based on your answer, you no longer qualify for our Liquor Liability Program. If you would like to purchase only our annual general liability policy, click here.
Select an option
  • Happy Hour
  • Multiple Drink Incentives
  • All You Can Drink Specials
  • Drinking Games
  • Complimentary Drinks
  • BYOB
  • Bottle Service
  • Self-Service
Based on your answer, you no longer qualify for our Liquor Liability Program. If you would like to purchase only our annual general liability policy, click here.
Select an option
These states do not fit the underwriting criteria for this policy.
Select an option
Based on your answer, you no longer qualify for our Liquor Liability Program. If you would like to purchase only our annual general liability policy, click here.

General Liability Questions

Select an option
Based on your answer, you no longer qualify for our Liquor Liability Program.
Select an option
Based on your answer, you no longer qualify for our Liquor Liability Program. If you would like to purchase only our annual general liability policy, click here.

CLAIMS HISTORY

Select an option
Based on your answer, you no longer qualify for our Liquor Liability Program. If you would like to purchase only our annual general liability policy, click here.
Select an option
Based on your answer, you no longer qualify for our Liquor Liability Program. If you would like to purchase only our annual general liability policy, click here.
Select an option
Based on your answer, you no longer qualify for our Liquor Liability Program. If you would like to purchase only our annual general liability policy, click here.
Select an option
Based on your answer, you no longer qualify for our Liquor Liability Program. If you would like to purchase only our annual general liability policy, click here.
Select an option
Based on your answer, you no longer qualify for our Liquor Liability Program. If you would like to purchase only our annual general liability policy, click here.
Select an option
Based on your answer, you no longer qualify for our Liquor Liability Program. If you would like to purchase only our annual general liability policy, click here.
Select an option
Based on your answer, you no longer qualify for our Liquor Liability Program. If you would like to purchase only our annual general liability policy, click here.

TERMS & CONDITIONS

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Excluded products & operations
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Read Terms & Conditions
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Read company email, phone and electronic delivery statement
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Read Warranties
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Claims Made

Additional insureds

Do you need to add or list someone on your policy as an additional insured/certificate holder?

Commonly added additional insureds include:

  • Commercial Kitchens
  • Farmers Markets
  • Landlords
  • Event Directors
  • State & Local Entities

When you add a person†, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

†Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

†A written contract, such as a lease, booth rental agreement, or employment contract is required to add another party as additional insured.

There is no additional cost to add additional insureds to your policy.

Do you need to add an Additional Insured? If so, add them below. If not, click Continue to Step 3

GL + Liquor Event Policy - Additional Insured #{[{ $index + 1}]}(+$0.00)

{[{ searchItem.title }]}
{[{ searchItem.state_code }]} | {[{ searchItem.start_date|date:"MMM dd, yyyy" }]} - {[{ searchItem.hasOwnProperty('end_date') ? (searchItem.end_date|date:"MMM dd, yyyy") : "no end date" }]}
This field is required
This field is required
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Please enter valid email address
Email should not be the same as the policy's holder email
Minimum length required
Please only use the additional insured email and do NOT use the policy’s holder email
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Minimum length required
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Minimum length required
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Minimum length required
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Invalid ZIP code
Minimum length required

Payment information

Initial payment: {[{ firstPayment|currency }]}
{[{ monthlyPayment.firstPaymentType }]}

We'll automatically charge your card {[{ monthlyPaymentAmount|currency }]}/mo for the next {[{ checkoutData.configuration.monthlyPaymentCount }]} months.

Switch to annual

Credit card information

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Invalid credit card number
Please enter your credit card and bank information. Your credit card will be used for the down payment and your bank information will be used for the Capital Premium finance agreement monthly draft. If you have questions about alternative payment methods for the capital monthly draft please contact Capital Premium.
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Invalid cvv
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Invalid ZIP code

This feature will create a customer payment profile for your billing information to allow easy checkout during future policy coverage extensions or updates. Credit card information is not stored within our system. All billing information is processed through authorize.net

EZ-Renew

With this beneficial feature your insurance coverage will be continuous without you worrying about having a lapse in your insurance policy.

You will receive a Conditional Renewal Notice prior to the renewal date of your policy. If you wish to cancel your policy, you must notify us in writing prior to the policy renewal date. You can cancel EZ-Renew at any time from your dashboard. Your policy will be renewed with the same coverage's, additional insureds and endorsements as your current policy. If you wish to change any coverages, you can login to your on-line account and make changes to your policy at any time.

Please note that we do NOT store credit/debit card numbers, nor do we share customer details with any third parties. Recurring billing is managed via Authorize.net.

{[{ couponResult.text }]}
Discount applies to Additional Insureds only!
Coupon is applying. Please wait....


Order summary

To complete your order, please review your information and then click purchase below.

Policy Holder Edit

, ,
Email:
Email:
Mobile number:

Mailing Address is the Same as the Physical Address
Mailing Address:
, ,

Payment Information Edit

Payment Method:

GL + Liquor Event Policy

Monthly Payment Breakdown

Policy start date: - Policy end date: Edit

If changes are needed, please reach out to your agent.
Edit

Policy Holder Business Information

Edit
Business Type
name
DBA
Mobile number
Website
Business Activities
Business Activities Description
Product Description

Liquor Liability Questions

Edit
Does your state require a valid liquor license?
Do you have a valid liquor license?
Name of License:
License Type:
Number of years in business?
Federal Tax ID (optional)
*Do not add dashes
Are you or your company controlled by, owned by, or commonly owned, affiliated, or associated with any other organization or business?
Please provide details:
Are you a bar or tavern?
Do you hire independent contractors to sell or serve alcohol?
Do you require that all independent contractors that serve and sell alcohol carry liquor liability coverage equal to or greater than your limits of insurance and name you as an additional insured?
Have all servers been through proper alcohol server training?
Is any person who sells or serves alcohol allowed to consume alcohol during their hours of employment and/or service?
Are procedures in place regulating the sales of alcohol to minors or those under the influence?
Please describe:
Does the staff monitor all alcohol consumption and request valid ID from all patrons?
Do your operations go past 2am?
Have you or any principal with a controlling interest in the insured filed for bankruptcy (either liquidation or reorganization) within the last 12 months?
Do you ever offer the following?
  • Happy Hour
  • Multiple Drink Incentives
  • All You Can Drink Specials
  • Drinking Games
  • Complimentary Drinks
  • BYOB
  • Bottle Service
  • Self-Service
Will you ever do business in any of the following states: Alabama, Alaska, District of Columbia, Hawaii, Iowa, Kentucky, New Hampshire, Pennsylvania, Vermont, West Virginia?
Are you responsible for, or do you offer any kind of entertainment with your services?

General Liability Questions

Edit
Are you in compliance with all County, State, and Federal Food and Safety Regulations?
Do you provide any products or services other than food or alcohol?

CLAIMS HISTORY

Edit
Have you had any liability claims resulting in losses in excess of $5,000 within the last five years?
Are you aware of any incident(s) that may result in a claim?
Have you or your company ever been involved in any legal dispute relating to the operations of your company?
Have you or your company ever been subject to local, state, or federal investigation relating to the type of business you are applying for?
Within the past five years, has the applicant’s liquor liability coverage been cancelled or non-renewed for reasons other than the prior carrier no longer writing any liquor liability coverage?
Have you had more than one liquor liability and/or assault and battery claim in the past 5 years?
Have you had more than two fines, violations or citations for sales or service of alcohol in the past 5 years?

TERMS & CONDITIONS

Edit
By checking this box, you certify that you accept the excluded products and operations of this policy
Excluded products & operations
By checking this box I accept the Terms & Conditions
Read Terms & Conditions
I agree to the following email, phone and electronic delivery statement
Read company email, phone and electronic delivery statement
By checking this box, you certify that you accept the Warranties of this policy
Read Warranties
By checking this box, I acknowledge that this is a claims made policy
Claims Made

Additional Insureds

Edit
Unlimited Additional Insureds
Additional Insureds
{[{ ai.name }]}

Employees

Edit
{[{ employee.firstName }]} {[{ employee.lastName }]} + {[{ optionalCoverage.employeePrice|currency }]}

Independent Contractors

Edit
{[{ contractor.firstName }]} {[{ contractor.lastName }]} + {[{ optionalCoverage.independentContractorPrice|currency }]}

Your policy will be issued and your documents available immediately after clicking the "Purchase Policy" button below. Your policy application may be subject to review by our underwriting team to verify that the business operation, product, and/or service meet the eligibility guidelines established for the program. In the event we need further clarification to determine eligibility, we will contact you via email at the email address used to establish your account. If an account is found to be ineligible during the underwriting period, the policy will be subject to immediate cancellation and a full refund will be issued. After the underwriting period, the premium is 100% earned and no refunds will be given.

Your agent will be contacting you soon. There is a pending document to be submitted.
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Due to some information provided, only submit for quote is available.
Please click here to be directed to an application that is specifically for those whose business is in .

Quote only for this state.

You have selected a monthly payment plan. This is how much you will pay per month.
You have selected an annual payment plan. This is how much you will pay annually.
GL + Liquor Event Policy

Policy Endorsements

Additional insureds

Coverage for Employees

Coverage for Independent Contractors

Loading... $
monthly
annually
$
monthly
DUE TODAY: (downpayment)

Initial payment: {[{ firstPayment|currency }]}
{[{ monthlyPayment.firstPaymentType }]}

We'll automatically charge your card {[{ monthlyPaymentAmount|currency }]}/mo for the next 10 months.

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