Foodborne Illness/Food Poisoning
What Is Foodborne Illness/Food Poisoning?
Foodborne illness, otherwise known as food poisoning, refers to an illness caused by consuming contaminated food or beverages. Contamination can involve bacteria, viruses, parasites, or harmful chemical substances.
What Are the Most Common Foodborne Illness Claims?
Some of the most common food poisoning insurance claims include:
- Medical Expenses: A customer may seek to cover the cost of any medical treatment they received because of a foodborne illness they contracted from something you served them.
- Lost Wages: If your food gave a customer a foodborne illness and they had to miss work because of it, they may sue to recover those wages.
- Legal Fees: Getting sued for foodborne illness means you need to pay expenses associated with defending yourself against that lawsuit, including attorney fees and settlement costs.
How Can Insurance Help Cover Foodborne Illness/Food Poisoning?
Product liability insurance can act as a shield if you get hit with a foodborne illness claim, protecting you from paying out of pocket for medical expenses, legal fees, and more.
Does FLIP Offer Foodborne Illness/Food Poisoning Insurance?
Yes! A base FLIP policy automatically includes product liability insurance, which can cover claims related to foodborne illness/food poisoning.
FLIP’s Food Poisoning Insurance Cost
You can get coverage for food poisoning and so much more for as low as $25.92/month or $299 per year!
Your FLIP policy includes product liability as well as the following coverages:
- General liability insurance
- Damage to premises rented insurance
- Personal and advertising injury insurance
Learn more about who we cover and find out if you’re eligible for a FLIP policy today!
