Claimant
What Is a Claimant?
A claimant is a third party seeking compensation from your liability insurance.
For example, if a customer gets food poisoning from your product and receives medical treatment, they could make a claim against your policy for their hospital bills. In this case, they would be the “claimant.”
Claimant vs. Insured
An insurance claimant is a third-party person or organization that experiences damage or losses caused by your business.
You are the insured, the policyholder who is covered by the insurance.
As the insured, you have a policy so that your insurance (rather than your business) pays claimants for their losses.
Who Is the Claimant?
A claimant can be any third party who suffers damages caused by or associated with the policyholder’s business.
This can include:
- Customers
- Individuals injured on or around your business operations
- Venues
- Property managers or owners
- Another business
Because a claimant must be a third party, you, your employees, and any additional insureds cannot be claimants, even if you experience injuries or damages.
What Is the Process to File a Claim With FLIP?
You can file a claim in just four easy steps:
- Log in to your user dashboard
- Click “File A Claim”
- Add all the necessary information
- A claims adjustor will contact you and the claim will be taken care of!
Read More
- See also: Claim
- See also: Insured
- Food Vendor Insurance Claims Process
