Gyro Stand Insurance
Affordable, quick, and easy gyro stand insurance is just a few clicks away!
Benefits of Gyro Stand Insurance
Your business is precious to you, and Food Liability Insurance Program (FLIP) is here to help protect it. Gyro stand insurance safeguards your investment when accidents happen.
Customizable Coverage
Our comprehensive policy covers general liability claims, such as property damage and third-party injury. You can also tailor your plan with optional coverage to suit your unique business needs.
Unlimited Additional Insureds
Your FLIP policy allows you to add as many additional insureds to your plan as you need, at no extra cost.
Easy Online Access
Buy, view, and manage your gyro cart insurance 24/7 via your online dashboard.
What Is Gyro Stand Insurance?
Gyro stand insurance is general liability coverage that can partially or completely cover out-of-pocket expenses from claims associated with your food business. The base policy protects you when common problems arise, such as personal and bodily injury or property damage.
How Much Does Gyro Stand Food Vendor Insurance Cost?
The cost to purchase gyro stand insurance starts at $25.92 a month or $299 a year. This includes the base insurance you’ll need to meet the requirements of all the top food festivals and protect your business.
Your costs may increase depending on factors like your annual revenue as well as any add-ons or higher limits you choose.
Do Gyro Stands Need Liability Insurance?
Yes! A single liability claim can cost thousands of dollars, which could be detrimental to your food business. Here are just a few risks gyro vendors face:
- A batch of meat is undercooked and a customer gets food poisoning, resulting in medical bills and several days of missed wages. They sue you for their financial losses.
- The secret ingredient to your famous tzatziki sauce is mint. A customer with a mint allergy unknowingly eats it and goes into anaphylaxis. You’re held financially responsible for their treatment.
- A customer trips over an extension cord as they walk away from your cart, twisting their knee and requiring surgery. Now they want you to cover their expenses.
FLIP could mitigate or even eliminate your out-of-pocket costs if a claim like this is made against your business.
Program Benefits:
- Instant quote process
- 24/7 access to policy documents
- Convenient online purchasing
- Licensed nationwide*
- Monthly payments available
*FLIP is not currently available in Missouri.
Let's Talk About Numbers for Gyro Stands & Carts
Gyro Stand Insurance Coverage Details
General Liability
Aggregate Limit: $2,000,000
Serving food and working with the public comes with a unique set of liability risks. FLIP protects gyro carts and stands against pricey claims like third-party bodily injury and property damage.
Product Liability
Aggregate Limit: $2,000,000
If a customer has an allergic reaction or gets food poisoning, you could be held responsible for their medical bills and lost wages. Product liability insurance can help absorb the costs that may result from these claims.
Inland Marine (Tools and Equipment)
Aggregate Limit: $10,000
Making authentic gyros requires the right gear, and sales can screech to a halt if your rotisserie breaks down or your cart is damaged. Tools and equipment coverage can help cover the cost of repairing or replacing these essentials.
Damage to Premises Rented
Aggregate Limit: $300,000
Operating a mobile food business means you need coverage wherever you go. A grease fire or electrical short could cause damage to the property you rent, resulting in big expenses. FLIP’s gyro stand insurance allows you to add unlimited insureds, so you and your partners have a financial safety net.
Coverage Details Limits
General Liability Aggregate Limit
$2,000,000
Products – Completed Operations Aggregate Limit
$2,000,000
Personal and Advertising Injury Limit
$1,000,000
General Each Occurrence Limit
$1,000,000
Damage to Premises Rented to You Limit (Any One Premises)
$300,000
Liability Deductible
NO DEDUCTIBLE
Business Personal Property / Inland Marine Limit (Any One Article / Aggregate)
$5,000/$10,000
Business Personal Property / Inland Marine Limit (Per Occurrence) – Deductible
$250
Medical Expense Limit
$5,000
Hear From Our Customers About Gyro Stand Insurance
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