Event Liquor Liability Insurance
Special event liquor liability insurance protects your business from expensive alcohol-related claims, and FLIP’s event insurance applies to up to 3 days, adding extra coverage for setup and tear-down!
Choose the Right Plan for Your Business
Silver
General Liability + Liquor Liability Event Policy
For caterers, food trucks, concessionaires, private chefs, and bartenders. Best for businesses who need short-term alcohol coverage. General Liability policy included.
Included:
Up to 3 days of consecutive coverage
Free & Unlimited Additional Insureds
Liquor Liability options up to: $1,000,000 Occurrence / $2,000,000 Aggregate
Starts at $150/Event
Bronze
Liquor Liability Event Policy
For caterers, food trucks, concessionaires, private chefs, and bartenders. Best for businesses who need short-term alcohol coverage. General Liability policy required.
Included:
Up to 3 days of consecutive coverage
Free & Unlimited Additional Insureds
Liquor Liability options up to: $1,000,000 Occurrence / $2,000,000 Aggregate
Starts at $100/Event
Benefits of Liquor Liability Insurance for Events
Easy and Online
Purchase in ten minutes or less and gain instant online access to your certificates of insurance, policy documents, and coverage options.
Professional Protection
Book more clients and help your business gain a competitive edge over other event vendors.
Free and Unlimited Additional Insureds
Enjoy free and unlimited additional insureds for the events you work.
About FLIP’s Event Insurance With Liquor Liability Coverage
FLIP’s event liquor liability insurance provides businesses with short-term General and Liquor Liability insurance that can be used at weddings and other events. These coverages protect businesses from the costs associated with alcohol-related claims.
Unlike many insurance companies’ one-day liquor liability insurance, FLIP’s policy covers up to 3 days, extending additional protection while you set up and tear down for your booked events.
Alcohol-related claims are expensive and could have the ability to financially devastate your business. Event alcohol insurance can mitigate or even eliminate the out-of-pocket costs associated with claims. Not to mention, insurance can help your business become more competitive and book you more events.
The Risks of Serving Alcohol at Events and Weddings
Risks of serving alcohol at an event or wedding could include:
- A rowdy groomsman enjoys one too many champagne toasts and damages your equipment.
- While at a corporate event, a guest gets intoxicated at the open bar and drives away from the party, causing an injury accident down the road.
- A guest drinks too much and starts a fight with another guest.
These risks can all lead to claims and result in you being held liable. Liquor liability insurance for weddings and events can help with these costs.
Liquor Liability Insurance for Events Cost
FLIP’s event insurance with liquor liability starts at $100 for up to three days. For event liquor liability insurance plus general liability insurance, the price starts at $150 per event. These prices can change depending on:
- The state you operate in
- The gross income of your business
- The limits you choose
Host Liquor Liability Coverage for Events
If you have a FLIP policy, host liquor coverage is included under General Liability. However, if your business sells, serves, furnishes, manufactures, or distributes alcohol, you must purchase event liquor liability insurance in order to receive coverage for alcohol-related claims.
Event Liquor Liability Insurance Coverage Details
General Liability
Aggregate Limit: $2,000,000
When your business faces claims such as third-party bodily injury, property damage, products-completed operations, and personal and advertising injury, General Liability insurance may shield your business from the expensive costs associated with these claims.
Liquor Liability
Aggregate Limit: $2,000,000
Liquor-related businesses face unique risks involving or caused by people they serve alcohol to. Safeguard your finances from third-party liquor liability claims with this coverage.
Free and Unlimited Additional Insureds
An additional insured is any business, property owner, or event organizer that requires you to extend your insurance coverage to them. Add them at any time for no extra charge.
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FAQs About Special Event Insurance With Liquor Liability
What Does Event Liquor Liability Insurance Cover?
This insurance can cover the cost of liquor-related accidents that occur at a wedding or event where you are serving alcohol. This can include third-party bodily injury and property damage claims such as:
- A wedding guest becoming intoxicated and knocking over your equipment
- A party guest getting carried away with the open bar, becoming intoxicated, and driving away, causing an injury accident
- Two intoxicated bridesmaids starting a fight over the thrown bouquet
Why Do You Need Alcohol Insurance for Weddings and Events?
Serving alcohol at an event can liven it up and create a fun atmosphere, but it also opens you up to a lot of risks. If you cater alcohol at an event then your business is vulnerable to alcohol-related claims.
Bartender insurance for events can protect your business from the often devastating effects of claims. This includes financial stress, losing clients, and the threat of going out of business because you don’t have the right liability insurance protecting your finances.
Who Is Liable for Alcohol-Related Claims at an Event?
The business that sells or serves alcohol that sells or serves alcohol at the event or wedding is held liable for claims, including bartenders, caterers, and other professionals.
How Do I Get Liquor Liability Insurance for an Event?
Protecting your business with alcohol liability insurance for events is as easy as 1, 2, 3!
- Start your insurance application
- Fill out all the necessary information and choose your coverages
- Purchase your policy and enjoy running a protected business
