FLIP’s Insurance Coverage Types
FLIP provides essential business insurance coverage for small food businesses whether you make, sell, or distribute a food product.
Annual Policy from $25.92/Month
Included
Optional
Tools and Equipment Coverage
From $8.25/Month
Trailer Endorsement
$12.50/Month
Cyber Liability
$8.25/Month
Professional Liability
$10.42/Month
Excess Liability
From $41.67/Month
Coverage Details
-
General Liability Aggregate Limit $2,000,000
-
Products-Completed Operations Aggregate Limit $2,000,000
-
Personal and Advertising Injury Limit $1,000,000
-
General Each Occurrence Limit $1,000,000
-
Damage to Premises Rented to You (Any One Premises) $300,000
-
Liability Deductible No Deductible
-
Business Property / Inland Marine Limit (Any One Article / Aggregate) $5,000/$10,000
-
Business Property / Inland Marine Limit (Per Occurrence) - Deductible $250
-
Medical Expense Limit $5,000
Included
Optional
Tools and Equipment Coverage
From $8.25/Month
Trailer Endorsement
$12.50/Month
Cyber Liability
$8.25/Month
Professional Liability
$10.42/Month
Excess Liability
From $41.67/Month
Coverage Details
-
General Liability Aggregate Limit $2,000,000
-
Products-Completed Operations Aggregate Limit $2,000,000
-
Personal and Advertising Injury Limit $1,000,000
-
General Each Occurrence Limit $1,000,000
-
Damage to Premises Rented to You (Any One Premises) $300,000
-
Liability Deductible No Deductible
-
Business Property / Inland Marine Limit (Any One Article / Aggregate) $5,000/$10,000
-
Business Property / Inland Marine Limit (Per Occurrence) - Deductible $250
-
Medical Expense Limit $5,000
Liquor Policies
Platinum
General Liability + Liquor Liability Annual Policy
For caterers, food trucks, concessionaires, private chefs. Best for businesses who serve alcohol and food. General Liability policy included.
Starts at $453/Year
Gold
Liquor Liability Annual Policy
For caterers, food trucks, concessionaires, private chefs, bartenders. Best for businesses who need long-term alcohol coverage. General Liability policy required.
Starts at $300/Year
Silver
General Liability + Liquor Liability Event Policy
For caterers, food trucks, concessionaires, private chefs, bartenders. Best for businesses who need short-term alcohol coverage. General Liability policy included.
Starts at $150/Event
Bronze
Liquor Liability Event Policy
For caterers, food trucks, concessionaires, private chefs, bartenders. Best for businesses who need short-term alcohol coverage. General Liability policy required.
