County Fair Food Insurance
Become a fan favorite at the next county fair and protect your business with fair vendor insurance.
Hear From Our Customers About County Fair Vendor Insurance
Here's what other people have to say about their experience from over 312+ available reviews.
Liability Insurance for County Fair Food Vendors
County fairs provide a great opportunity for food vendors like yourself to sell their products and promote their businesses. Fair food is a major attraction for attendees, after all. Before you start applying for vendor spots at local fairs, you will need insurance that meets the requirements of your business, and our county fair insurance can provide the coverage you need.
As a food vendor, you want insurance for county fairs that covers your liability and equipment from financial risk. Food Liability Insurance Program (FLIP) provides the most comprehensive coverage to protect you and your business for a great price. Plus, you can get covered without ever needing to leave your home or talk to an agent with our convenient online checkout process!
Insuring your business will not only meet your liability requirements but also help protect you and your work from unexpected and costly incidents.
County Fair Insurance Coverage Details
With FLIP, you’ll receive the following coverages with your policy:
- General Liability
- Product Liability
- Damage to Premises Rented
- Inland Marine (Tools and Equipment)
- Free and Unlimited Additional Insureds
Trusted by food vendors all over the country, we offer the following benefits:
- Instant quote process
- 24/7 access to policy documents (like certificate of insurance)
- Convenient online purchasing
- Licensed in Most Locations
- Monthly payments available
- Same-day coverage
Let's Talk About Numbers for County Fair Insurance for Food Vendors
Coverage Details Limits
General Liability Aggregate Limit
$2,000,000
Products – Completed Operations Aggregate Limit
$2,000,000
Personal and Advertising Injury Limit
$1,000,000
General Each Occurrence Limit
$1,000,000
Damage to Premises Rented to You Limit (Any One Premises)
$300,000
Liability Deductible
NO DEDUCTIBLE
Business Personal Property / Inland Marine Limit (Any One Article / Aggregate)
$5,000/$10,000
Business Personal Property / Inland Marine Limit (Per Occurrence) – Deductible
$250
Medical Expense Limit
$5,000
FAQs About County Fair Vendor Insurance
Do I Need Insurance to Be a County Fair Food Vendor?
Yes! As a food vendor at a county fair, you can be held liable for any illnesses, injuries, or damages that happen as a result of your business operations.
For example, if a customer contracts a foodborne illness from something you served them, you could be held responsible to pay for their medical costs.
Additionally, many fairs will require you to be covered before accepting your application. They want to make sure they’re protected from your liability and will likely ask to be included on your policy as an additional insured. FLIP allows you to add additional insureds to your policy at any time, completely free of charge.
What Types of Insurance Do County Fair Food Vendors Need?
In order to properly protect your food business at a county fair, you will need the following coverages:
- General liability: Protects your business from third-party bodily injury and property damage claims.
- Product liability: Provides coverage in the event of food poisoning or unlabelled allergens.
- Damage to premises rented: In the event that you damage the county fair’s property while vending there, this coverage can help pay for repairs or replacements.
- Tools and equipment: Safeguard your gear in case it is stolen or damaged while you’re vending at the fair.
When you purchase county fair insurance from FLIP, you receive all of the above coverages as part of your policy. You may also want to consider adding additional coverages to your policy during checkout, such as:
- Trailer endorsement: If you use a trailer as part of your business operations, you can insure it with a trailer endorsement while it is parked and detached from your vehicle.
- Cyber liability: If you use a tablet or mobile device that stores customer information, you will want this coverage to protect you against cyber security breaches.
How Much Does County Fair Food Insurance Cost?
A county fair insurance policy starts at just $25.92 a month. The amount you pay will depend on a few factors, including your business’ annual gross income, which limits you select, and if you choose to add optional coverages such as cyber liability or a trailer endorsement.
Higher limits and additional coverages will cost more, but they can offer greater protection for your business should you need it.
