Navigating South Carolina’s New Liquor Liability Laws: What Businesses Need to Know
House Bill 3430 is shaking things up for the South Carolina bar liquor scene — for the better. Among other changes, the new law could mean lower liquor liability insurance premiums for businesses that serve alcohol, reducing the financial strain business owners have struggled with since the coverage requirements were put into effect in 2017. […]
Investopedia Names FLIP the #1 Liquor Liability Insurance Provider
In May 2025, Investopedia released its list of the best liquor liability insurance options, and Food Liability Insurance Program (FLIP) topped the list with 4.8 out of 5 stars. What does that mean, and why does that matter for your business? Let’s dive in. Investopedia’s Scoring Criteria Investopedia conducts independent reviews to make balanced, unbiased […]
How to Open a Sober Bar: Everything You Need to Know
Now more than ever it’s cool not to drink, thanks to the rapidly rising popularity of craft mocktails. Non alcoholic bars are reinvigorating the scene, drawing everyone from teetotallers to folks with adventurous palates with fresh takes on classic cocktails. What Is a Sober Bar? Sober bars (aka dry bars or temperance bars) allow patrons […]
General vs. Liquor Liability Insurance: What’s the Difference & Who Needs Both?
Last Updated: 3/28/2025 Let’s face it: identifying which types of insurance you need for your business can be exhausting. You’ve probably been told you need a general liability policy, but what exactly does that cover? If your business serves alcohol, you’ve likely heard about liquor liability insurance, too. But what is liquor liability insurance, and […]
Can Food Trucks Sell Alcohol?
Last Updated: 11/30/2023 Food trucks are storming the country. Serving everything from waffles to grilled cheese sandwiches and representing worldwide cuisine, food trucks provide delicious eats and treats. But can food trucks also sell alcohol, and is it worth the hassle? Yes! While there are a few limitations to obtaining a liquor license for a […]
5 Thanksgiving Themed Cocktails to Spice Up Your Drink Menu
Halloween is over and Thanksgiving is right around the corner. With “that time of year” officially in full swing—I can practically hear the holiday music already—there are loads of opportunities to add a unique, seasonal flair to your menu via special, Thanksgiving themed cocktails. Whether you’re a local bartender, a food business owner, or simply […]
4 Liquor Liability Claims Examples
Last Updated: 3/19/2025 It’s a warm summer night and you’re serving drinks at an elegant wedding reception. The night takes a turn for the worse when an intoxicated groomsman drives home and gets into a car accident with another vehicle. The other driver is seriously injured, suffering multiple broken bones and a head injury. Suddenly, […]
How to Sell Alcohol: The Complete Guide for Food and Beverage Businesses
Last Updated: February 14, 2025 by Alex Hastings With higher profit margins than food and other beverages, many food vendors are drawn to expanding their menus to include alcoholic drinks. It only takes a few curious Google searches to reveal that there’s more to learning how to sell alcohol as a food vendor than deciding […]
