New Hampshire Food Liability Insurance
Get food business insurance in New Hampshire from FLIP in 10 minutes or less!
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New Hampshire Food Businesses We Cover
Food Business Insurance in New Hampshire
New Hampshire has a prosperous food industry and a thriving farm-to-table movement. Don’t let the size of the Granite State fool you — with roughly 150 farmers markets statewide, it’s a haven for food vendors selling their home-grown or homemade goods.
If you own a food or beverage business in New Hampshire, Food Liability Insurance Program (FLIP) can protect your finances from expensive claims, including food poisoning, third-party bodily injury, property damage, and more.
We offer high-quality commercial insurance for a variety of food businesses at an affordable price. Enjoy the peace of mind that comes with being insured and get your FLIP policy today!
New Hampshire Cottage Food Laws
Residents of New Hampshire are legally allowed to sell food products from home so long as they follow the established cottage food laws and obtain any necessary licenses.
Home-based food businesses face certain risks, such as food poisoning claims, which makes being insured a crucial part of safeguarding your finances. FLIP offers cottage food law insurance that shields your business from a variety of common claims.
New Hampshire Food Truck Laws
New Hampshire requires food truck owners to obtain certain licenses in order to legally operate, including a parking encumbrance permit and a food license.
While not legally required, FLIP’s food truck insurance is a critical part of shielding your business from the types of claims you’re most likely to face. Being insured can also open up vending opportunities for you, as many food festivals and food truck rallies won’t allow you to participate without proof of insurance.
New Hampshire Liquor Liability Laws
Dram shop laws in New Hampshire determine when you can be held legally responsible for third-party injury or property damage caused by someone you served alcohol to.
Even with general liability insurance, New Hampshire businesses have to pay entirely out-of-pocket for alcohol-related claims because they are excluded from general liability coverage.
If you are in the business of selling, serving, or providing alcohol, liquor liability insurance can cover the cost of claims such as accidentally serving alcohol to a minor or visibly intoxicated person.
New Hampshire Food Insurance Coverages
- General Liability
- Products and Completed Operations Coverage
- Personal and Advertising Injury Coverage
- Damage to Premises Rented Coverage
- Business Personal Property Coverage
Licensed Nationwide*
FLIP offers coast-to-coast coverage, meaning your policy is still valid even if you move to another state! Just follow the licensing and certification requirements of whichever state you move to and enjoy the same high-quality insurance.
*FLIP is not currently available in Missouri.
