Idaho Food Liability Insurance
Cover your food business in Idaho today with high-quality, budget-friendly insurance from Food Liability Insurance Program (FLIP)!
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Idaho Food Businesses We Cover
Idaho Food Business Insurance
Idaho is perhaps best-known for its potatoes. The city of Blackfoot is considered the Potato Capital of the World, boasting a potato museum to honor the state’s cash crop.
From food manufacturers to farmers market vendors, FLIP provides food businesses in Idaho with top-notch liability insurance to shield you from the financial impact of claims.
Enjoy A+ rated general liability insurance and the peace of mind that comes with knowing you aren’t left paying for claims out of pocket.
You can expand your coverage and customize the perfect policy for your business with our optional add-ons, including:
- Cyber Liability: responds to cybercrime claims like phishing, ransomware, and data breaches
- Trailer Endorsement: extends your coverage to your food trailer when parked and detached from your towing vehicle
- Inland Marine (Tools and Equipment): can cover the cost of replacements or repairs for your business equipment
- Professional Liability: responds to claims associated with your professional services, such as cooking workshops
- Product Liability: covers product-related claims for the food you make, sell, or distribute
Idaho Cottage Food Laws
Cottage food laws in Idaho regulate the sale of homemade food products, including baked goods, jams and jellies, honey, and cakes.
Home-based food businesses in Idaho need cottage food law insurance to safeguard against the cost of claims.
For example, if a customer gets a foodborne illness from a food product you sold them, insurance can cover that claim and prevent you from having to dig into your business or personal finances to pay for it alone.
Liquor Liability Insurance in Idaho
Did you know that general liability insurance doesn’t cover alcohol-related claims? If you sell, serve, or furnish alcohol as part of your regular business operations, you need liquor liability insurance to cover those incidents.
FLIP offers event and annual liquor liability policies so you can get the perfect amount of coverage for your business — whether you sell alcohol year-round or only in select circumstances.
Idaho Food Truck Laws
Operating a food truck in Idaho? While your state’s laws may not mandate insurance, many food festivals and events will require you to provide proof of insurance before they accept your application.
If you accidentally damage the property of the venue in Boise, or if a customer hits their head on the awning over your service window and sues you, FLIP’s food truck insurance is there to cover the cost of that claim.
Licensed Nationwide*
Whether your business stays in Idaho or your culinary adventures lead you to Vermont, your FLIP policy follows you from coast to coast so long as you follow the licensing and certification requirements of your new state!
*FLIP is currently unavailable in Missouri
