Oregon Food Liability Insurance
Cover your food business in Oregon today with a policy from Food Liability Insurance Program (FLIP)!
4.8/5 on
Oregon Food Businesses We Cover
Oregon Food Business Insurance
Oregon is well known for its seafood, especially Dungeness crab, but the Beaver State is famous for a number of other foods. Huckleberries and blueberries grow wild in Oregon and are often worked into various dishes and sauces.
Tillamook cheese, Salt & Straw ice cream, and VooDoo Doughnut all hail from Oregon as well, making it a major foodie destination in the US.
Farmers markets and food festivals are also popular across the state, often popping up throughout the warmer spring and summer months and featuring various food vendors and food trucks.
No matter what they sell, food vendors in Oregon need liability insurance to help them protect their food business from the cost of insurance claims. For high-quality business insurance, Oregon food vendors can get comprehensive coverage from FLIP for a great price. Whether you’re looking for Oregon farmers market insurance to vend at your local market or insurance for your food truck business, FLIP is here to help.
Oregon Food Insurance Coverages
- General Liability
- Products and Completed Operations Coverage
- Personal and Advertising Injury Coverage
- Damage to Premises Rented Coverage
- Business Personal Property Coverage
Oregon Cottage Food Law
According to cottage food laws in Oregon, you are legally allowed to sell food products that you make in your home. This includes foods like breads, candies, condiments, dry goods, and pastries.
However, these laws do exclude you from selling other foods such as meat jerkies and juices if you’ve made them in your residential kitchen.
If you run a home-based food business in Oregon, you need cottage food insurance. No matter how careful you are, accidents happen. With insurance for cottage food businesses, you can protect your business from getting hit with an expensive and unexpected claim if things go awry.
Liquor Liability Insurance in Oregon
Whether you’re a mobile bartender, a food truck operator that sells alcohol, or a caterer who offers alcohol service, you need liquor liability insurance. There are many risks that come with selling or serving alcohol, including:
- Accidentally serving a minor
- One of your bar patrons drinking too much, driving home, and seriously injuring someone in a car accident
- Someone you served losing control of themselves and damaging the property of the venue you’re working at
These risks can result in sky-high claims that can seriously harm your business.
Alcohol-related claims are not covered under a general liability policy, so in order to get financial support when accidents happen you need liquor liability insurance.
Licensed in All 50 States
What happens if you buy a policy in Oregon and then move to Michigan? Your policy follows you there! FLIP is licensed in all 50 states so you can maintain your coverage, so long as you follow local certification and licensing requirements for the state you do business in.
